Retirement planning is not confined to saving money only. It refers to the systematic approach that can build retirement corpus, which is sufficient to meet post-retirement financial obligations. Most individuals may involve in various saving schemes or insurance scheme or mutual funds to build a handsome retirement corpus, with the lump sum or regular income. However, most people find this process pretty daunting. Choosing the best saving scheme without prior knowledge can be difficult. If you are facing the same issues, then you have come to the right place. Because I am going to compare two most important retirement schemes in this guide.