Author: admin
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Best Diversified mutual funds to invest in 2017
Diversification of a portfolio is a method of minimising losses and increasing prospect for future growth. Diversified equity Mutual Fund is also of same nature (Less volatility than Mid cap and small cap funds and High Return). It invests across companies, sector of different market capitalisation. Investing in the large cap is considered to be…
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Atal Pension Yojana Scheme : APY Calculator, APY Chart
Atal Pension Yojana(APY) ATAL PENSION YOJANA (APY) is a scheme provided by Indian government to help the weaker section (unorganised section) to enjoy the retirement benefits and pension schemes. It’s always very difficult for the weaker section to meet their needs and thus to help the weaker section to save and help to sustain during…
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Best Small cap and Mid Cap Mutual Funds to invest for SIP in 2017
Small cap and Mid cap funds are known for their good stead of returns over a long term period. The real value unlocking happens in the small and mid-cap sector. It involves risk and patience for the fund to grow as against large cap which is known for their less risk and growth strategy. As…
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Debt Fund vs Fixed Deposit : Which is better?
Debt fund vs Fixed Deposit There is always a dilemma when you have surplus money. Whether to invest a lump-sum amount in bank fixed deposit or to some other instrument that gives more return than FD with the same amount of risk. This post will cover Debt Fund vs Fixed deposit in detail and hopefully, help…
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Best Large Cap Mutual Funds to invest in SIP – 2017
Investing in markets through mutual funds is best way to get in. They offer the scale, experience and professionalism in managing the portfolio. To begin with, we will discuss about the best large cap mutual funds a investor can choose to start with. Large cap funds invest in stocks of the companies of large market…
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PF Withdrawal Without Employer Signature – All You Need To Know
Do you want to withdraw PF corpus and don’t know where to start? Fortunately, you have come to the right place. We understand that PF withdrawal process is hectic and complicated for most retired people. Because they don’t have a clue about the essential details and forms. Don’t worry; we have devised this guide especially…
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Comparing NPS and EPF- Which is better?
The majority of people face post-retirement problems. A poor retirement planning is the main cause of post-retirement issues. People are very much aware of pension or provident fund, etc. The issue starts with wrong planning. Every person should follow a systematic approach for building a retirement corpus. Getting confused? Let me clear the point! I…
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Atal Pension Yojana VS National Pension Scheme – Which One Is Better?
Retirement planning is not confined to saving money only. It refers to the systematic approach that can build retirement corpus, which is sufficient to meet post-retirement financial obligations. Most individuals may involve in various saving schemes or insurance scheme or mutual funds to build a handsome retirement corpus, with the lump sum or regular income.…
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Investing in National pension scheme-Here is how to do it
NPS stands for National Pension Scheme introduced by the Indian Government. NPS is a retirement saving plan for an employee but built by both employer and employee. It is payable to the employee at the time of retirement. The main objective is to empower employees financially after retirement. This is applicable for central or state…
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How To Withdraw Funds From NPS After Retirement
NPS is a defined retirement plan that needs to be financed till the age of 60 years. Once the subscriber attains the age of 60 years, he/she can apply for withdrawal. A few years back, you could not make a premature withdrawal. Thanks to recent reforms, NPS is offering partial withdrawal with specific terms. You…