Posts in Category: financial planning

10 Tips for Effective Financial Planning

Another financial year has just started and it is the perfect time of the year to plan for effective management of our personal funds. Financial planning i.e. planning your finances as the name itself suggests, is the most important factor in our lives but we often tend to ignore it or don’t have enough time to manage it effectively.

There are numerous things from the past that should be kept in mind while taking important decisions

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Personal Financial Planning In India – Tips from certified financial planners

Personal Financial Planning is a an important but yet an ignored and unsaid problem in most part of the world. There are no generic rules that can be applied to arrive at a financial portfolio of an individual since everyone have their own unique goals and risk capability. We talked to various certified financial planners in India and tried to come out with the tips that can come in handy while designing a financial portfolio for an

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Guide to Create an Emergency Fund

emergency funds

What is an Emergency Fund

When you create a financial plan for yourself, you try to create a plan which will suffice for all scenarios which means how so ever external circumstances, you are able to respond to situations and are not forced into any sort of financial crisis, For any good financial plan  emergency funds is and essential and a foremost component.

Emergency

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Just married? Manage your finances better.

It’s all set, decided. The first thing I do on the night of my wedding is write a budget spread sheet with my spouse and then make love with him. Yeah, I mean it.

Money is known to be the biggest reason to cause friction in a marriage. So, the only possible way to ensure monetary harmony in marriage is to vow budgets. As newlyweds you must know the spending behavior of your spouse, their shopping

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