Posts in Category: mutual funds

What are Balanced Mutual Funds : Meaning, Review, Performance, Taxation

Balanced Funds are the category of mutual fund which invests all its asset in a mix of equity and debt. The fund is also known as the Hybrid fund. The fund is designed to provide investors safety from volatility, give steady income, and modest capital appreciation. The fund generally follows the investment objective closely on investment types. In this post, we checkout the balanced funds meaning, review, performance, taxation and investment philosophy.

There are two categories of

Read More


Calculating Returns on Mutual funds: XIRR, IRR and CAGR explained

If you are an investor with Bodhik and you go to your dashboard you will see returns on your mutual fund investments. The returns are expressed in terms of XIRR. In this post, we have a look at what is XIRR, IRR and CAGR, difference between XIRR vs CAGR vs IRR and how we apply the same to calculate the returns on mutual funds.

Bodhik dashboard is very simple It shows you how much you invested,

Read More


Balanced fund vs Equity Fund: Review, Differences, Comparison

Balanced fund vs equity fund reviews the difference, similarities, advantages and dis-advantages of both types of funds.

Balanced Funds

Balanced Funds are the category of mutual funds which invests in a mix of stocks and bonds. The fund is also known as the hybrid fund. The fund is designed to provide investors with modest capital appreciation and provide safety from volatility.

The fund is divided into two categories, one is equity oriented and another one is debt oriented(actually

Read More


ETF vs Mutual Funds: Review, Difference, Performance

ETF vs Mutual Fund is one of the top question in every investor’s mind. We review the difference, performance and investment methodology of both in this blog post.

Mutual funds and ETFs are very different products but there are similarities with mutual funds. But lately, ETFs are grabbing attentions from mutual fund investors due to its many unique features like can be traded like a common stock, very low fees and other useful applications of the

Read More


Short Term Debt Fund vs Long Term Debt Fund : Review, Returns

Debt Mutual Funds

As the name suggest, Debt Mutual Funds invest in different categories of debt securities like Government Bonds, Corporate Bond, Money Market Securities, Treasury Bills of different maturity date and have fixed interest payment. Debt Mutual Funds are categorized into various types like Dynamic Bond Fund, Short Term Debt Fund, GILT Funds etc. Every Debt Mutual Fund carries a credit risk rating assigned by external rating agencies, which indicates the creditworthiness of the borrowers.

Read More


Fixed Deposit vs Mutual Fund : All you need to Know

Fixed Deposit vs Mutual fund is a difficult comparison. We compare FD and Mutual Funds based on return, risk profile, investment horizon and other factors. Both of them are very different product and each has its own advantage and disadvantages.

Meaning

Fixed Deposit (FD) are saving tools offered by banks to deposit lump sum amount for a fixed period of time on
higher interest rate than saving accounts. The interest rate offered on fixed deposits are compounded quarterly and

Read More


Short Term Debt Funds meaning, methodology, returns, risk

This post discusses what are Short Term Debt Funds, meaning, performance, returns and taxation of Short Term Debt Funds

What are Short term Debt Funds

A short-term debt fund provides an opportunity to those investors looking for investment option for 1-3 yrs time period with a return more than a traditional fixed deposit with moderately low risk than any long-term debt funds. Short term debt funds invest in money market securities and bond securities which provide investment

Read More


What are Long Term Debt Funds: Meaning, Performance, Risk, Taxation

In this post, we discuss about What are Long term debt funds, their meaning, past performance, risk involved and taxation.

What are Long Term Debt Funds

Long term debt funds are one of the segments of mutual fund which invests in long-term debt securities and money market instruments. The objective of the fund is to derive interest income mainly from corporate bonds and capital appreciation which is dependent on macroeconomic factors like interest rate, liquidity, inflation. These

Read More


Gilt funds vs Debt funds: Difference, Review, Performance,Returns

Gilt Funds vs Debt Funds reviews the difference, performance and investment methodology of both types of types. Gilt Funds and Debt funds are two important investment vehicles for risk averse people.

Gilt Funds

Gilt Funds are the class of mutual funds which invest all its money in government securities for medium to long term period. The fund is most suited for risk-averse investors who are not comfortable with investment risk in stocks. Gilt funds are almost risk-free investment

Read More


Large cap vs Mid cap vs Small cap funds : Difference, Review and Performance

If you are confused amongst Large Cap vs Mid Cap vs Small cap funds, then this post will help you with the difference between performance and general review of Large, mid and small cap funds.

Companies around the world listed in stock exchange are categorised according to market capitalisation. Publicly traded companies are divided into different categories of market cap: Large cap, Mid-cap, and small-cap. It helps to establish the first base on evaluating the company’s performance

Read More