Posts in Category: debt funds

Short Term Debt Fund vs Long Term Debt Fund : Review, Returns

Debt Mutual Funds

As the name suggest, Debt Mutual Funds invest in different categories of debt securities like Government Bonds, Corporate Bond, Money Market Securities, Treasury Bills of different maturity date and have fixed interest payment. Debt Mutual Funds are categorized into various types like Dynamic Bond Fund, Short Term Debt Fund, GILT Funds etc. Every Debt Mutual Fund carries a credit risk rating assigned by external rating agencies, which indicates the creditworthiness of the borrowers.

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Short Term Debt Funds meaning, methodology, returns, risk

This post discusses what are Short Term Debt Funds, meaning, performance, returns and taxation of Short Term Debt Funds

What are Short term Debt Funds

A short-term debt fund provides an opportunity to those investors looking for investment option for 1-3 yrs time period with a return more than a traditional fixed deposit with moderately low risk than any long-term debt funds. Short term debt funds invest in money market securities and bond securities which provide investment

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What are Long Term Debt Funds: Meaning, Performance, Risk, Taxation

In this post, we discuss about What are Long term debt funds, their meaning, past performance, risk involved and taxation.

What are Long Term Debt Funds

Long term debt funds are one of the segments of mutual fund which invests in long-term debt securities and money market instruments. The objective of the fund is to derive interest income mainly from corporate bonds and capital appreciation which is dependent on macroeconomic factors like interest rate, liquidity, inflation. These

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Gilt funds vs Debt funds: Difference, Review, Performance,Returns

Gilt Funds vs Debt Funds reviews the difference, performance and investment methodology of both types of types. Gilt Funds and Debt funds are two important investment vehicles for risk averse people.

Gilt Funds

Gilt Funds are the class of mutual funds which invest all its money in government securities for medium to long term period. The fund is most suited for risk-averse investors who are not comfortable with investment risk in stocks. Gilt funds are almost risk-free investment

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Best Short term Debt Funds to invest in India 2017

Investment in the capital markets always exposes your capital to the risk of volatility and is not suitable for those investors who depend on their savings for livelihood. Short Term Debt Mutual Funds provides an alternative to traditional Fixed Deposit and Monthly Income schemes with higher return and low volatility. These are also known as income funds. The fund invests in Govt. and companies debt instrument and money market instrument of shorter duration of maturity of

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Type of Debt Funds in India

What is a Debt Fund

Debt funds are an investment pool that invests mainly in highly rated fixed income securities like central and state government securities, corporate deposits, treasury bills, corporate bonds. These funds are managed by highly skilled professional. The overall expense ratio is lower in debt fund as compared to the equity fund, main reason for it is overall management cost is lower. There is a lock-in period for several debt funds

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Fixed Deposit Interest Rates – All You Need To Know

Fixed deposit comes first to the mind, when we are talking about reliable and safe investment options. In India, fixed deposits have been a favorite of the investors due to reliability of the return and the fact that it can be easily opened in any bank or post office and provides better returns than savings account. In this post, we have a look at fixed deposit interest rates in various banks across India

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Debt Funds Vs Equity Funds : The difference

It is no longer a secret that investing in equities over a long term gives the best performance across all the asset classes. However, the risk of investing in the stock market increases two fold when you invest directly. It requires a thorough understanding of tools and technique, fundamental research and analysis, understanding of market trend, forecasting etc. It becomes very difficult for an average investor to

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Debt Funds Taxation in Detail

Taxation treatment is an important aspect of investment in Debt Funds. This post discusses about Debt Funds Taxation in detail

Debt Funds Taxation

Everyone would like to earn more and more income and want to achieve their financial goals in life. With the increase in income, the income tax burden also increases. The higher the income, higher is the tax rate. People want to minimise the tax liability in legal ways so as to have more of

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What are debt funds? Meaning, Features, advantages and disadvantages

Debt Funds

Debt funds are managed by professionals that invest in high rated fixed income earning investments like State or Central government bonds, RBI bonds, various corporate deposits, money market instruments etc. It is an investment pool like mutual fund or exchange traded fund. People like you and me with an excess amount of money lying with us and wants to earn better returns than normal bank FD and

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