Diversification of a portfolio is a method of minimising losses and increasing prospect for future growth. Diversified equity Mutual Fund is also of same nature (Less volatility than Mid cap and small cap funds and High Return). It invests across companies, sector of different market capitalisation. Investing in the large cap is considered to be a low-risk and high return investment as it invests in the proven business model and good companies whereas investing in
Posts in Category: mutual funds
Small cap and Mid cap funds are known for their good stead of returns over a long term period. The real value unlocking happens in the small and mid-cap sector. It involves risk and patience for the fund to grow as against large cap which is known for their less risk and growth strategy. As the economy and companies grow over time, a well-managed small company with strong business model converts itself into a big
Debt fund vs Fixed Deposit
There is always a dilemma when you have surplus money. Whether to invest a lump-sum amount in bank fixed deposit or to some other instrument that gives more return than FD with the same amount of risk. This post will cover Debt Fund vs Fixed deposit in detail and hopefully, help you understand caveats of the same.
In India, fixed deposits are considered
Investing in markets through mutual funds is best way to get in. They offer the scale, experience and professionalism in managing the portfolio. To begin with, we will discuss about the best large cap mutual funds a investor can choose to start with.
Large cap funds invest in stocks of the companies of large market capitalization. Large cap funds are known for stable returns and ability to minimise the downside risk during volatile market conditions. Here
Mutual funds vs ETFs is a debate going all over the world especially in the United States. In this post, we have a look at mutual fund vs etf performance, performance and how to chose one over the other.
In last few years actively managed mutual funds have not been able to outperform passive index funds. This has called into question high fee mutual funds charge. Current mutual fund fee in United states is about 1
As the year 2016 comes to a close you will start getting mail from your finance department to submit your investment proofs. If you are still looking to make investments this post will help you as we are going to discuss my favorite list of best ELSS Mutual fund SIPs to invest in 2017.
What is an ELSS Mutual Fund
ELSS stands forEquity linked saving schemes. It is nothing but a diversified equity mutual fund scheme which
Looking to invest your short-term funds in liquid funds. This post lists Best liquid funds to invest. We start with introduction to liquid funds and then capture the list of top liquid funds for 2017.
When did you last check the average account balance in your savings account and the interest you earn on these savings. Well if you are lucky you might earn about 6% but in most cases, you will earn anything between 4-5%
It is the time of the year you are contemplating how to do your financial planning for next year and reflecting on how your investments performed in 2016. This post is written to help you reflect on your investments of 2016 and help you build up the right investment portfolio for 2017.
In this post, we will look at the best mutual funds to invest in 2017. Before we get to the list of funds let us
Mutual funds have seen stupendous growth in last few years, both in terms of Assets under management as well as the number of different funds and schemes that have hit the market. As per latest data, there are more than 1500 different funds and schemes available in Indian market. Below graph plots the growth of Assets under Management for mutual funds in India (all figures in crores), Source: AMFI
What is SIP :
SIP stands for Systematic Investment plan. SIP is nothing but a periodic way of investing in mutual funds instead of investing everything in one go or lump sum as it is commonly called.
One of the most important questions I get from friends, clients, and bodhik users is a variant of the following
I have Rs X now to invest should I make a lump sum investment or invest using a SIP?
While my intuitive