Risk is the main quotient in Investment World. A favorable risk-reward balance attracts most of the investment from the public. As investing in large cap, Midcap, small cap, multi-cap has different degrees of risk involved in it, people tend to give a second thought before investing. Investing in Balanced funds reduces the risk of downside to the fund to some extent as it has a good composition of Fixed income securities and equity. The fund’s
Posts in Category: mutual funds
Equity Linked Savings Scheme (ELSS) is a kind of mutual fund having a lock-in period of 3 years and qualifies for income tax exemption under section 80-C. As it is equity diversified fund and investment for a longer period of time can give the higher return than traditional investment option like PPF, NSC, Fixed Deposits. It should be noted that high returns attract high risk, ELSS fund involves higher risk as well. In
Diversification of a portfolio is a method of minimising losses and increasing prospect for future growth. Diversified equity Mutual Fund is also of same nature (Less volatility than Mid cap and small cap funds and High Return). It invests across companies, sector of different market capitalisation. Investing in the large cap is considered to be a low-risk and high return investment as it invests in the proven business model and good companies whereas investing in
There are different wealth creation and tax saving options available for retail investor in India like PF, PPF, life insurance plans, ELSS, ULIPs and many more. A sensible investor will always invest in an option that gives him overall benefit of appreciation of value, protection of wealth, savings of tax and strategic flexibility. This blog intends to present an opinion on ELSS vs PPF vs ULIP.
When it comes to tax saving people are always
Small cap and Mid cap funds are known for their good stead of returns over a long term period. The real value unlocking happens in the small and mid-cap sector. It involves risk and patience for the fund to grow as against large cap which is known for their less risk and growth strategy. As the economy and companies grow over time, a well-managed small company with strong business model converts itself into a big
Debt fund vs Fixed Deposit
There is always a dilemma when you have surplus money. Whether to invest a lump-sum amount in bank fixed deposit or to some other instrument that gives more return than FD with the same amount of risk. This post will cover Debt Fund vs Fixed deposit in detail and hopefully, help you understand caveats of the same.
In India, fixed deposits are considered
Investing in markets through mutual funds is best way to get in. They offer the scale, experience and professionalism in managing the portfolio. To begin with, we will discuss about the best large cap mutual funds a investor can choose to start with.
Large cap funds invest in stocks of the companies of large market capitalization. Large cap funds are known for stable returns and ability to minimise the downside risk during volatile market conditions. Here
Mutual funds vs ETFs is a debate going all over the world especially in the United States. In this post, we have a look at mutual fund vs etf performance, performance and how to chose one over the other.
In last few years actively managed mutual funds have not been able to outperform passive index funds. This has called into question high fee mutual funds charge. Current mutual fund fee in United states is about 1
ELSS wiki is a post to put together all the resources at one place regarding ELSS (Equity link saving scheme). This ELSS wiki page will be covering different resources on ELSS as outlined below.
- What is ELSS
- How to invest in ELSS
- Advantages and Benefits of ELSS
- Top Fund houses offering ELSS schemes
- Top ELSS schemes
- ELSS versus other investment options
- Frequently asked questions on ELSS
What is ELSS
ELSS means equity-linked stock schemes which are essentially diversified mutual funds who provide tax
As the year 2016 comes to a close you will start getting mail from your finance department to submit your investment proofs. If you are still looking to make investments this post will help you as we are going to discuss my favorite list of best ELSS Mutual fund SIPs to invest in 2017.
What is an ELSS Mutual Fund
ELSS stands forEquity linked saving schemes. It is nothing but a diversified equity mutual fund scheme which