Posts in Category: mutual funds

Choosing a Mutual Fund- Why Mutual fund ratings not the best way

Can i pick up top rated funds from Crisil or Value research and invest in them ?

How reliable are Crisil Ratings or Morningstar ratings?

I invested in top rated Crisil fund last year now the fund rating has changed should i switch? 

These are some of the questions investors keep on asking on quora as well as in my individual interactions with them. Essentially all of these questions can be rephrased into a following simple question

     

Read More


SIP or Lumpsum Investments. Which is better?

What is SIP :

SIP stands for Systematic Investment plan. SIP is nothing but a periodic way of investing in mutual funds instead of investing everything in one go or lump sum as it is commonly called.

One of the most important questions I get from friends, clients, and bodhik users is  a variant of the following

I have  Rs X now to invest should I make a lump sum investment or  invest using a SIP?

While my intuitive

Read More


Confused on which mutual funds to invest in ? Here is your Step by Step guide to chose Mutual Funds in India

How to chose a mutual fund

There are around 1500+ mutual funds and about 15+ different types of funds available in Indian market today and the list keeps on increasing every day with new schemes getting launched and new players entering the market, Currently, India has about 44 different fund houses offering different types of mutual funds. With so many options it has become increasingly difficult for retail investors to chose the right fund.

In last few years,some of the influential rating agencies

Read More


10 Benefits of investing in Mutual Funds in India

Mutual funds are good

Mutual funds are professionally run( by qualified fund management professionals) investment management schemes which pool together money of individual investors and invest in stocks, bonds, and other securities. Mutual funds are run by Asset Management Companies. In this post we will discuss Benefits of investing in mutual funds.

See the list of Read More


Mutual Funds in India: All you want to know

Mutual funds

Mutual funds is a term that all of us hear more and more often on televisions,newspapers and when we go to banks, in past few years mutual funds as an investment instrument for retail customers has really taken off , more and more people are aware of mutual funds and are keen to invest in

Read More


Liquid funds versus Savings accounts

One of the important questions i typically get when I advise our customers on financial planning is should I move my money from savings account to Liquid funds, this blog post attempts to answer this question, before we answer this question lets try to understand why do people keep money in savings account , for me there are 3 reasons

  1. To ensure liquidity , so that money can be used whenever required.
  2.  Get some returns as money

    Read More


All you want to know about liquid funds

Liquid Funds

 

This blog post will try to answer following questions

  1. What are liquid funds
  2. Where do liquid funds invest
  3. What are the top liquid funds in India
  4. Why and when you should invest in liquid funds
  5. Why liquid funds are better than saving accounts
  6. Liquid funds versus Fixed deposits
  7. Tax implications of liquid funds
  8. How to chose liquid funds

What are liquid funds :

Liquid funds are

Read More