10 Tips for Effective Financial Planning

Another financial year has just started and it is the perfect time of the year to plan for effective management of our personal funds. Financial planning i.e. planning your finances as the name itself suggests, is the most important factor in our lives but we often tend to ignore it or don’t have enough time to manage it effectively.

There are numerous things from the past that should be kept in mind while taking important decisions

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Personal Financial Planning In India – Tips from certified financial planners

Personal Financial Planning is a an important but yet an ignored and unsaid problem in most part of the world. There are no generic rules that can be applied to arrive at a financial portfolio of an individual since everyone have their own unique goals and risk capability. We talked to various certified financial planners in India and tried to come out with the tips that can come in handy while designing a financial portfolio for an

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Guide to Create an Emergency Fund

emergency funds

What is an Emergency Fund

When you create a financial plan for yourself, you try to create a plan which will suffice for all scenarios which means how so ever external circumstances, you are able to respond to situations and are not forced into any sort of financial crisis, For any good financial plan  emergency funds is and essential and a foremost component.

Emergency

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How to choose the best Health Insurance policy

Walking down a deserted street, I sensed somebody following me. It was late, very late and I didn’t want to get harmed so I paced up. I was worried, scared and lonely and had zero guts to turn around and see who it was. My head and heart pounded and I felt close to having a stroke. And then he, actually it, popped out from behind, ‘my health insurance’.

A cheesy insurance TVC as it sounded,

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Just married? Manage your finances better.

It’s all set, decided. The first thing I do on the night of my wedding is write a budget spread sheet with my spouse and then make love with him. Yeah, I mean it.

Money is known to be the biggest reason to cause friction in a marriage. So, the only possible way to ensure monetary harmony in marriage is to vow budgets. As newlyweds you must know the spending behavior of your spouse, their shopping

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16 ways to make money over the weekend

“To live within our means” is what I’m trying to breakthrough here. I know, you know that human wants are ever increasing. Don’t you wish there were many, many ways to make more money than you already do? Thank me for compiling this list of second jobs to help you earn some extras over the weekend.

  1. Craigslist them all: Do you realize that everything that you think of as a useless pile on can be a treasure for

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Tricks to reduce your tax to zero

Every year everyone of us on the 31’july while filling our return of income and paying the taxes to government end up with the thought….how should I save on my tax next year??
Give below are tips which can help you save some precious money on tax.

To make your tax zero, we should have our net income equal to or below the exemption limit as defined in the slab

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