Atal Pension Yojana – All You need to know

What Is Atal Pension Yojana?

The Indian Government introduced Atal Pension Yojana as an opportunity for unorganized Indian society to join National Pension System. Before this scheme, the workers of the unorganized sector could not save their income for their retirement. This scheme works under PFRDA (Pension Fund Regulatory and Development Authority), a section of National Pension System (NPS).

The Government had serious concerns about old

Read More



SIP or Lumpsum Investments. Which is better?

What is SIP :

SIP stands for Systematic Investment plan. SIP is nothing but a periodic way of investing in mutual funds instead of investing everything in one go or lump sum as it is commonly called.

One of the most important questions I get from friends, clients, and bodhik users is  a variant of the following

I have  Rs X now to invest should I make a lump sum investment or  invest using a SIP?

While my intuitive

Read More



Confused on which mutual funds to invest in ? Here is your Step by Step guide to chose Mutual Funds in India

How to chose a mutual fund

There are around 1500+ mutual funds and about 15+ different types of funds available in Indian market today and the list keeps on increasing every day with new schemes getting launched and new players entering the market, Currently, India has about 44 different fund houses offering different types of mutual funds. With so many options it has become increasingly difficult for retail investors to chose the right fund.

In last few years,some of the influential rating agencies

Read More


10 Benefits of investing in Mutual Funds in India

Mutual funds are good

Mutual funds are professionally run( by qualified fund management professionals) investment management schemes which pool together money of individual investors and invest in stocks, bonds, and other securities. Mutual funds are run by Asset Management Companies. In this post we will discuss Benefits of investing in mutual funds.

See the list of Read More


Mutual Funds in India: All you want to know

Mutual funds

Mutual funds is a term that all of us hear more and more often on televisions,newspapers and when we go to banks, in past few years mutual funds as an investment instrument for retail customers has really taken off , more and more people are aware of mutual funds and are keen to invest in

Read More


Financial Planning tools

Financial planning tools

Financial planning is a complex process which requires you to review your current fiances, cash flows, estimate future cash flows as well as financial obligations,create goals and map money that you will require to achieve the goal, understand amount of insurance you would need now and in future, look at your tax outgo and

Read More


7 Myths about Financial planning

Myth Busting

With evolving economic and financial landscape financial planning and financial planners have been steadily gaining attention in India. With liberalization,economic opportunities improved for individuals and Indian employment profile moved from majority public sector to private sector which resulted in reduced state-sponsored retirement benefits, increased incomes and low job securities etc.

Simultaneously as economy opened up new avenues of investments

Read More