Mutual Funds Taxation

Taxes has always raised eyebrows of peoples and are more concerned about reducing its impact. Taxation on investment reduces the net impact of return on investment. This post discusses mutual funds taxation in detail with focus on Equity Funds Taxation, Debt Funds Taxation, SIP Taxation, Balanced Funds Taxation, Index Funds Taxation , Mutual Fund Dividend Treatment/Taxation and ELSS Taxation.

Unlike interest from Fixed deposit which is taxed according to the income tax slab of the depositor,

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How much money do you need for retirement

Have you ever given a thought as to how much money you require for your retirement?
How much savings will ensure you that you have enough money to outlast you.
If not this is what we are going to discuss in this weeks mailer.
Before we go into details there are few trends/observations which I want to discuss up front.
  1.  We live in a country where the state provided social security is almost zero.
  2.  Unlike our parents, most of us

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Birla Sunlife Mutual Fund Factsheet

Birla Sunlife Mutual Fund is one of the premier fund houses in the country. It was established in 1994 as a joint venture between Aditya Birla group and Sunlife Financial Inc of Canada. Birla Sunlife Mutual Fund factsheet is the monthly scorecard of all the mutual fund schemes run by Aditya Birla Sunlife Mutual Fund. Before we get into  the details of factsheet for Birla mutual fund. lets have an introduction to Birla Sunlife

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Kotak Mutual fund fact sheet

Kotak mutual fund which was earlier called Kotak Mahindra Mutual Fund. Kotak Mutual fund is one of the premier asset management company in India. Kotak Mutual Fund offers schemes across the spectrum of fund categories. Kotak mutual fund fact sheet helps you review performance of Kotak mutual funds.

Kotak mutual fund fact sheet what should you look for

Kotak mutual fund fact sheet gives you the summary of the performance of all Kotak mutual fund schemes here are

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ICICI Prudential Mutual fund fact sheet

ICICI Prudential mutual fund is India’s largest mutual fund company in India. It is a joint venture between ICICI Bank and Prudential Plc of UK. ICICI Bank is one of the most venerable financial institutions in India.  ICICI prudential mutual fund was set up in 1993 and offers schemes across the spectrum like debt funds, equity funds, diversified funds.

What does ICICI Pru Mutual Fund factsheet tell you

ICICI Pru Mutual Fund fact sheet tells you the

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Lumpsum Mutual Fund or Fixed Deposit which is better

Today I am going to discuss one of the tricky problems we encounter while talking to a lot of investors. The problem can be paraphrased as,” I have Rs 10 lacs should I invest in the Fixed deposit or invest Lumpsum put in mutual funds.”
I have discussed a similar problem on whether to invest your funds in Lumpsum or SIP in this popular Quora question click below to read the detailed answer

ELSS vs Mutual Fund: Comparison, Differences, Review

ELSS and Mutual funds are similar in nature but serve a completely different purpose to investors. In this post, we discuss ELSS vs mutual funds difference, comparison and review.

Equity Linked Savings Scheme (ELSS)

Equity Linked Saving scheme (ELSS) are open-ended equity mutual fund scheme with the benefit of taxation under Income tax section 80C. The investment made in ELSS are tax exempted up to Rs 150000 under section 80C. These are diversified equity fund suitable for investors

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Mutual Fund Versus Index funds

Index funds or Index mutual funds are essentially mutual funds in which investments are made in stocks which track a particular index in the stock market. An index like Nifty 50 or BSE 100. So in a way, they replicate underlying Index.  To know more about index funds review our detailed post on Index funds.

Differences Between Mutual Funds and Index Funds.

  1. Index funds can generally come in two forms Index mutual funds or ETFs
  2. Index mutual

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What are Index Funds: meaning, advantages, review, Taxation

Index funds are mutual funds in which investment are made in the stocks of Index they track such as Nifty, Sensex according to its composition and weightage of the index. In this blog, we review about what are index funds, their advantages, disadvantages, taxation benefits and performance.

Index funds are basically the replicas of stock indices they track. These are low-cost investment option and its easy to track its performance by its index. Index Funds are

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What are Balanced Mutual Funds : Meaning, Review, Performance, Taxation

Balanced Funds are the category of mutual fund which invests all its asset in a mix of equity and debt. The fund is also known as the Hybrid fund. The fund is designed to provide investors safety from volatility, give steady income, and modest capital appreciation. The fund generally follows the investment objective closely on investment types. In this post, we checkout the balanced funds meaning, review, performance, taxation and investment philosophy.

There are two categories of

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