Debt Fund vs Fixed Deposit : Which is better?

Debt fund vs Fixed Deposit

There is always a dilemma when you have surplus money. Whether to invest a lump-sum amount in bank fixed deposit or to some other instrument that gives more return than FD with the same amount of risk. This post will cover Debt Fund vs Fixed deposit in detail and hopefully, help you understand caveats of the same.

In India, fixed deposits are considered

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Best Large Cap Mutual Funds to invest in SIP – 2017

Investing in markets through mutual funds is best way to get in. They offer the scale, experience  and professionalism in managing the portfolio. To begin with, we will discuss about the best large cap mutual funds a investor can choose to start with.

Large cap funds invest in stocks of the companies of large market capitalization. Large cap funds are known for stable returns and ability to minimise the downside risk during volatile market conditions. Here

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Best Investment options for NRIs planning to invest in India

As an Indian staying overseas, if you want to take advantage of the high growth prospects back at home, you can do so by investing in different options available in Indian Financial Markets by following some simple steps. But before we go ahead and understand the various options, procedures and Tax Aspects of the investments, let’s understand who according to the Indian law is a non-resident Indian. So before looking at best investment options for

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RGESS: Rajiv Gandhi Equity Saving Scheme:

RGESS is an acronym for Rajiv Gandhi Equity saving scheme. RGESS is a tax saving scheme started by the government of India in 2012. A key aim of the scheme was to provide incentives to first-time investors in capital markets. The scheme as such provides tax incentives for first-time investments in capital markets.

Eligibility for investing in RGESS

Below are the key eligibility criteria for investing in RGESS

  1. You should be an Indian resident
  2. Your annual income should not

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Mutual fund vs ETF: Performance, pros and cons, how to invest

Mutual funds vs ETFs is a debate going all over the world especially in the United States. In this post, we have a look at mutual fund vs etf performance, performance and how to chose one over the other.

In last few years actively managed mutual funds have not been able to outperform passive index funds. This has called into question high fee mutual funds charge. Current mutual fund fee in United states is about 1

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CPSE Index and CPSE ETF – All you need to Know

Exchange traded funds though globally very popular have not been very popular in India.Key reasons include their relative underperformance as compared to mutual funds, and unlike lack of distance unlike the US no special tax incentive for investors.General lack of width of good ETFs has also contributed to luke warm growth. With the launch of CPSE exchange and followed by CPSE ETF.There is a renewed push for investors to invest in ETFs.

What is CPSE Index

CPSE Index is

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Best Life insurance Term Policies in India for 2017

Insurance is derived from French word ensure which means to make something certain or safe. Ensureur in turn is driven from assureur. Insurance as financial products has been developed to provide safety against damage, loss or property or life for individuals, assets, businesses etc.

In this post, we will look at Best  Term Insurance plans in India.You will get a comparative picture of best term insurance plans available in the market.

What is Life Insurance

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How to get rich in 2017 and beyond

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Source: Mint blog

This article originally appeared on DailyO

New Year will come with new opportunities and challenges. One thing that remains constant, though, is if something did not work in 2015 or 2016, there is a high probability it will not work in 2017 as well. So if you are looking to improve in

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BHIM Payment APP: All you need to know

BHIM (Bharat interface for Money) app is a new peer to peer money transfer app built by NPCI( National payment corporation of India) a nodal agency to develop online payments infrastructure in India. The app was launched by Prime Minister Narendra Modi and is part of large scale initiatives by the government of India to push cashless transactions in India.

BHIM a mobile app on top of UPI

BHIM ( which is a name derived from one

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