What are debt funds? Meaning, Features, advantages and disadvantages

Debt Funds

Debt funds are managed by professionals that invest in high rated fixed income earning investments like State or Central government bonds, RBI bonds, various corporate deposits, money market instruments etc. It is an investment pool like mutual fund or exchange traded fund. People like you and me with an excess amount of money lying with us and wants to earn better returns than normal bank FD and

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Best Balanced Mutual Funds for SIP to Invest in India 2017

Risk is the main quotient in Investment World. A favorable risk-reward balance attracts most of the investment from the public. As investing in large cap, Midcap, small cap, multi-cap has different degrees of risk involved in it, people tend to give a second thought before investing. Investing in Balanced funds reduces the risk of downside to the fund to some extent as it has a good composition of Fixed income securities and equity. The fund’s

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ELSS Mutual Fund Charges: All you want to know

Equity Linked Savings Scheme (ELSS) is a kind of mutual fund having a lock-in period of 3 years and qualifies for income tax exemption under section 80-C. As it is equity diversified fund and investment for a longer period of time can give the higher return than traditional investment option like PPF, NSC, Fixed Deposits. It should be noted that high returns attract high risk, ELSS fund involves higher risk as well. In

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Best Diversified mutual funds to invest in 2017

Diversification of a portfolio is a method of minimising losses and increasing prospect for future growth. Diversified equity Mutual Fund is also of same nature (Less volatility than Mid cap and small cap funds and High Return). It invests across companies, sector of different market capitalisation. Investing in the large cap is considered to be a low-risk and high return investment as it invests in the proven business model and good companies whereas investing in

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Atal Pension Yojana Scheme : APY Calculator, APY Chart

Atal Pension Yojana(APY)

ATAL PENSION YOJANA (APY) is a scheme provided by Indian government to help the weaker section (unorganised section) to enjoy the retirement benefits and pension schemes. It’s always very difficult for the weaker section to meet their needs and thus to help the weaker section to save and help to sustain during their retirement age, the government introduced APY scheme with lower contribution rate and better return. This post provides an overview of

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ELSS vs PPF vs ULIP : Features and Comparison

There are different wealth creation and tax saving options available for retail investor in India like PF, PPF, life insurance plans, ELSS, ULIPs and many more. A sensible investor will always invest in an option that gives him overall benefit of appreciation of value, protection of wealth, savings of tax and strategic flexibility. This blog intends to present an opinion on ELSS vs PPF vs ULIP.

When it comes to tax saving people are always

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Best Small cap and Mid Cap Mutual Funds to invest for SIP in 2017

Small cap and Mid cap funds are known for their good stead of returns over a long term period. The real value unlocking happens in the small and mid-cap sector. It involves risk and patience for the fund to grow as against large cap which is known for their less risk and growth strategy. As the economy and companies grow over time, a well-managed small company with strong business model converts itself into a big

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Debt Fund vs Fixed Deposit : Which is better?

Debt fund vs Fixed Deposit

There is always a dilemma when you have surplus money. Whether to invest a lump-sum amount in bank fixed deposit or to some other instrument that gives more return than FD with the same amount of risk. This post will cover Debt Fund vs Fixed deposit in detail and hopefully, help you understand caveats of the same.

In India, fixed deposits are considered

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Best Large Cap Mutual Funds to invest in SIP – 2017

Investing in markets through mutual funds is best way to get in. They offer the scale, experience  and professionalism in managing the portfolio. To begin with, we will discuss about the best large cap mutual funds a investor can choose to start with.

Large cap funds invest in stocks of the companies of large market capitalization. Large cap funds are known for stable returns and ability to minimise the downside risk during volatile market conditions. Here

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