Is PPF Dead

PPF (Public provident fund) holds an iconic status as far as saving/investment options are concerned but in recent years interest rates on PPF investments have been declining steadily latest interest rates on PPF is 7.9 % for Q1 2017-2018. Interest rates on PPF now trail yields on government securities and hence will  always stay in line with interest rates on other saving rates in market.

The graph below shows how interest rates have moved for your

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GILT Funds In India: Meaning, Advantages and other details

Gilt Funds in India: Meaning, Advantages and Disadvantages

GILT FUNDS Meaning

Gilt Funds are the category of mutual which plant it’s all money in the government-affiliated securities. So the basic attribute attached to the Gilt funds is that they purely under the shadow of government bonds which makes it virtually risk-free. Accordingly, they are mainly for the hesitant and traditionalist investors who always seem to be suspecting the stock market

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ELSS vs RGESS: A Comprehensive Guide

Equity Linked Savings Scheme (ELSS)

ELSS

Equity Linked Savings Scheme (ELSS) is an open-ended equity mutual fund plan. Explaining ELSS in simple words would be that it is an investment alternative in the equity market which has its mainstream of the corpus invested in the Equity block in its portfolio. At the outset, ELSS is a category of Mutual Fund, especially recommended to the new-bee investors of the stock market who

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Available ELSS Options and ELSS Plans for investors

Equity Link Savings Scheme is a kind of equity mutual fund that qualifies for tax exemption under section 80C of Income Tax. This post discusses various ELSS options that investors have for investing.

  • ELSS has the lock-in period of 3 years which is lowest among other options available like PPF or tax saving fixed deposit or national saving certificate.
  • The returns in ELSS is comparatively higher as compared to other tax

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Post Office Monthly Income Scheme (POMIS) – A detailed guide

Post Office Monthly Income Scheme (POMIS) is an investment option that ensures that the investor would receive guaranteed monthly payment based on the investment amount made. MIS is said to be one of the safest options to invest funds.

The prominent features of every MIS are:

  • Under the MIS scheme the capital invested remains intact with no risk attached for non-return.
  • Under MIS scheme the investor is to receive ensured amount of monthly return.
  • The return rates are comparatively

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What are debt funds? Meaning, Features, advantages and disadvantages

Debt Funds

Debt funds are managed by professionals that invest in high rated fixed income earning investments like State or Central government bonds, RBI bonds, various corporate deposits, money market instruments etc. It is an investment pool like mutual fund or exchange traded fund. People like you and me with an excess amount of money lying with us and wants to earn better returns than normal bank FD and

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Best Balanced Mutual Funds for SIP to Invest in India 2017

Risk is the main quotient in Investment World. A favorable risk-reward balance attracts most of the investment from the public. As investing in large cap, Midcap, small cap, multi-cap has different degrees of risk involved in it, people tend to give a second thought before investing. Investing in Balanced funds reduces the risk of downside to the fund to some extent as it has a good composition of Fixed income securities and equity. The fund’s

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ELSS Mutual Fund Charges: All you want to know

Equity Linked Savings Scheme (ELSS) is a kind of mutual fund having a lock-in period of 3 years and qualifies for income tax exemption under section 80-C. As it is equity diversified fund and investment for a longer period of time can give the higher return than traditional investment option like PPF, NSC, Fixed Deposits. It should be noted that high returns attract high risk, ELSS fund involves higher risk as well. In

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Best Diversified mutual funds to invest in 2017

Diversification of a portfolio is a method of minimising losses and increasing prospect for future growth. Diversified equity Mutual Fund is also of same nature (Less volatility than Mid cap and small cap funds and High Return). It invests across companies, sector of different market capitalisation. Investing in the large cap is considered to be a low-risk and high return investment as it invests in the proven business model and good companies whereas investing in

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